My daughter loves merit and is afraid of sin but she has no sense of responsibility. Will she gain merit from behaving this way? How should we guide her so that she realizes what she is doing?

My daughter loves merit and is afraid of sin. She wakes up in the morning to do the morning chanting. Then she sleeps almost until noon. In the evening, she does the evening chanting and then watches TV until late at night. She has no sense of responsibility and relies on her parents to take care of her although she is a full grown adult. Will she gain merit from behaving this way? How should we guide her so that she realizes what she is doing?

What are the correct ways to spend our earnings?

I know of some people who always say they’re short on money at the end of the every month even though they get paid well each month. I would like to ask Luang Phaw to recommend the correct way to spend their earnings.